[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nccomp.sk\/co-obnasaju-dlhy-a-preco-vlastne-existuju-svet-financii-ako-ho-nepoznate\/#Article","mainEntityOfPage":"https:\/\/www.nccomp.sk\/co-obnasaju-dlhy-a-preco-vlastne-existuju-svet-financii-ako-ho-nepoznate\/","headline":"\u010co obn\u00e1\u0161aj\u00fa dlhy a pre\u010do vlastne existuj\u00fa? Svet financi\u00ed ako ho nepozn\u00e1te","name":"\u010co obn\u00e1\u0161aj\u00fa dlhy a pre\u010do vlastne existuj\u00fa? Svet financi\u00ed ako ho nepozn\u00e1te","description":"Polo\u017eili ste si niekedy ot\u00e1zku ako je mo\u017en\u00e9, \u017ee vl\u00e1dy, korpor\u00e1cie, firmy alebo rodiny sa spolo\u010dne topia v nepredstavite\u013en\u00fdch dlhoch? Zamysleli ste sa niekedy nad t\u00fdm ako v\u00f4bec m\u00f4\u017ee by\u0165 to\u013eko pe\u0148az\u00ed na po\u017ei\u010diavanie? Pravda … ","datePublished":"2018-07-28","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.nccomp.sk\/author\/#Person","name":"","url":"https:\/\/www.nccomp.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nccomp.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nccomp.sk\/wp-content\/uploads\/img_a291637_w16620_t1538156154.jpg","url":"https:\/\/www.nccomp.sk\/wp-content\/uploads\/img_a291637_w16620_t1538156154.jpg","height":0,"width":0},"url":"https:\/\/www.nccomp.sk\/co-obnasaju-dlhy-a-preco-vlastne-existuju-svet-financii-ako-ho-nepoznate\/","about":["Peniaze"],"wordCount":485,"articleBody":"Polo\u017eili ste si niekedy ot\u00e1zku ako je mo\u017en\u00e9, \u017ee vl\u00e1dy, korpor\u00e1cie, firmy alebo rodiny sa spolo\u010dne topia v nepredstavite\u013en\u00fdch dlhoch? Zamysleli ste sa niekedy nad t\u00fdm ako v\u00f4bec m\u00f4\u017ee by\u0165 to\u013eko pe\u0148az\u00ed na po\u017ei\u010diavanie? Pravda je tak\u00e1, \u017ee banky peniaze nepo\u017ei\u010diavaj\u00fa ale vytv\u00e1raj\u00fa z dlhov.\u00a0A preto\u017ee dlh je v podstate neobmedzen\u00fd, to ist\u00e9 plat\u00ed aj pre mno\u017estvo pe\u0148az\u00ed.Nie je to zar\u00e1\u017eaj\u00face, \u017ee napriek neuverite\u013en\u00e9mu bohatstvu zdrojov, inov\u00e1ci\u00e1m a produktivite, ktor\u00e9 n\u00e1s obklopuj\u00fa, takmer v\u0161etci \u2013 vl\u00e1dy, firmy, jednotlivci s\u00fa \u0165a\u017eko zadl\u017een\u00ed bank\u00e1m? Ako je mo\u017en\u00e9, \u017ee \u013eudia, ktor\u00ed produkuj\u00fa v\u0161etko bohatstvo sveta s\u00fa \u0165a\u017eko zadl\u017een\u00ed \u013eu\u010fom, ktor\u00ed iba po\u017ei\u010diavaj\u00fa peniaze reprezentuj\u00face toto bohatstvo? Akon\u00e1hle si uvedom\u00edme, \u017ee peniaze s\u00fa v skuto\u010dnosti tvoren\u00e9 dlhom, pr\u00eddeme na to, \u017ee keby neexistovali dl\u017eoby, neexistovali by ani peniaze. \u00a0V\u00e4\u010d\u0161ina \u013eud\u00ed si mysl\u00ed, \u017ee ak by sa splatili v\u0161etky dlhy, stav ekonom\u00edk by sa zlep\u0161il.Je to v\u0161ak klamliv\u00fd dojem. Plat\u00ed to len vtedy, ak t\u00fato skuto\u010dnos\u0165 berieme z h\u013eadiska jednotlivca \u2013 \u010di\u017ee n\u00e1s. Ako pr\u00edklad posta\u010d\u00ed fakt, \u017ee m\u00e1me viac pe\u0148az\u00ed k dispoz\u00edcii ke\u010f n\u00e1m skon\u010d\u00ed spl\u00e1canie \u00faveru. Aj preto si mysl\u00edme, \u017ee ak by nikto na svete nedlhoval tak by bolo omnoho viac pe\u0148az\u00ed na utr\u00e1canie.Len\u017ee v dne\u0161nom pe\u0148a\u017enom syst\u00e9me by nastal presn\u00fd opak \u2013 ak by neboli dlhy, neboli by \u017eiadne peniaze.\u00a0Drviv\u00e1 v\u00e4\u010d\u0161ina pe\u0148az\u00ed toti\u017e nie je vyr\u00e1ban\u00e1 nejakou mincov\u0148ou ako si to mnoho \u013eud\u00ed predstavuje. Peniaze s\u00fa vytv\u00e1ran\u00e9 v bank\u00e1ch. A nie, nie s\u00fa to peniaze, ktor\u00e9 boli do banky vlo\u017een\u00e9 vkladate\u013emi. V skuto\u010dnosti banky, ktor\u00e9 peniaze po\u017ei\u010diavaj\u00fa, ich aj vytv\u00e1raj\u00fa. S\u00fa vytvoren\u00e9 priamo zo z\u00e1v\u00e4zku dl\u017en\u00edka ich splati\u0165. Svoj\u00edm podpisom sa zav\u00e4zuje splati\u0165 p\u00f4\u017ei\u010dku (a \u00farok) \u010d\u00edm m\u00f4\u017ee strati\u0165 dom, auto, majetok, ktor\u00fdm za splatenie ru\u010d\u00ed. Tak\u017ee nie \u00faver ale v\u00e1\u0161 majetok je skuto\u010dnou hodnotou v \u00faverovej dohode.\u00a0Spolu s nekontrolovanou \u201eprodukciou\u201c pe\u0148az\u00ed a dlhov neust\u00e1le rastie aj ekonomika. Jej exponenci\u00e1lny (nepretr\u017eit\u00fd) rast zo sebou prin\u00e1\u0161a aj jeden ve\u013emi nepriazniv\u00fd faktor: rast vy\u017eaduje neust\u00e1le sa stup\u0148uj\u00facu spotrebu, drancovanie pr\u00edrodn\u00fdch zdrojov a zvy\u0161ovanie tvorby energie. St\u00e1le viac pr\u00edrodn\u00fdch zdrojov mus\u00ed padn\u00fa\u0165 a premeni\u0165 sa na odpad aby cel\u00fd syst\u00e9m neskolaboval.\u00a0Ako z toho von? Z tohto za\u010darovan\u00e9ho kruhu sa d\u00e1 vyjs\u0165 len ak prijmeme dan\u00e9 skuto\u010dnosti ako fakt a pok\u00fasime sa n\u00e1js\u0165 alternat\u00edvne sp\u00f4soby \u017eivota. \u00a0 3.9\/5 - (11 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010co obn\u00e1\u0161aj\u00fa dlhy a pre\u010do vlastne existuj\u00fa? Svet financi\u00ed ako ho nepozn\u00e1te","item":"https:\/\/www.nccomp.sk\/co-obnasaju-dlhy-a-preco-vlastne-existuju-svet-financii-ako-ho-nepoznate\/#breadcrumbitem"}]}]